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By accessing and using this website, you agree to the following terms and conditions:

1. Usage Authorization: We grant you permission to view and print the information on this website strictly for informational and non-commercial purposes.

2. Information Accuracy: The information provided on this website is believed to be reliable, but we make no guarantees regarding its completeness, timeliness, or accuracy. The content on this website is not intended as an offer or solicitation for any mortgage product or financial instrument.

3. Subject to Change: The information and materials on this website, as well as the terms and conditions for accessing and using them, are subject to change without prior notice. Products and services described may vary based on geographic locations, offices, and individual circumstances. Not all products and services are available at all locations.

4. Limitation of Liability: We shall not be liable for any loss or damage, including indirect or consequential loss or damage, arising from the use of this website. This includes loss of data or profits.

5. General Information: The data provided on this website is intended to be of a general nature and does not constitute accounting, tax, legal, consulting, or other professional advice. We strongly recommend that you consult with your tax or legal advisors before making any decisions or taking any actions based on the information provided here.

6. Use at Your Own Risk: You use the content of this website at your own risk. The materials on this site are copyrighted, and unauthorized use of any materials may violate copyright, trademark, and other laws.

7. Restrictions: Materials on this website may not be modified, reproduced, publicly displayed, distributed, or performed for any public or commercial purposes without our prior approval.